Ride-hailing companies have changed the way people get around. Most people find the service fast, convenient, and easy. The unique business model of the ride-sharing service has also created complexitybwhen it comes to filing a personal injury claim in the court.
The fact is that Uber accident cases are handled differently as compared to regular car accident cases. In this post, we will explain the process of getting compensation in case of an Uber or Lyft accident.
How to File for a Compensation Claim with Ride-Sharing Accident?
Getting compensation in case of a ride-sharing accident is completely different as compared to a taxi accident. In taxi accident cases, you can sue the guilty driver and the employer for compensatory benefits.
However, you can’t sue the ride-sharing company in the event of an accident involving Uber or Lyft driver. The reason is that drivers who work for a ride-sharing company are considered independent contractors. You are allowed to only sue the guilty driver to get compensation for the injuries.
But before filing a compensation case in the court, you should first negotiate with the insurance company of the at-fault driver and the ride-sharing company.
How Much Will You Receive from the Insurance Company?
The amount that you receive from the insurance company depends on the extent of your injuries. Your Uber accident lawyer will help you calculate adequate compensation for your losses.
Note that the compensation claim should include both monetary and non-monetary losses. Monetary losses refer to medical bills, loss of wages, and loss of earning capacity. On the other hand, non-monetary losses include emotional pain, anxiety, and depression suffered due to the accident.
You can claim compensation from the insurance company of both the driver and the ride-hailing company.
- Insurance Company of Driver: Every Uber or Lyft driver is legally required to carry an insurance policy. However, you should note that the driver of the ride-sharing company should have a commercial license as opposed to a residential license for coverage of a ride-sharing accident.
- Insurance Company of Ride Sharing Firm — Ride-sharing service is also required to offer total liability coverage at least $1 million. The insurance policy will also cover uninsured drivers if involved in an accident.
While ride-sharing companies provide insurance coverage, you will not necessarily be paid for the injuries. The insurance company may try to pass along the blame to prevent any payout.
You need to contact a professional Uber accident injury lawyer to ensure that you get adequate compensation for your injuries sustained in a ride-sharing accident.